Workers Compensation Insurance
California Workers Compensation
If you have a business in California, workers compensation insurance is required by law. B.H. Gold Insurance Agency can help you find the coverages that fit your company’s needs.
No matter what type of business you run, you have a legal obligation to keep your staff safe while at work. This responsibility can be fulfilled with workers compensation insurance. Workers compensation coverage pays for medical care and physical rehabilitation for employees injured while on the job. It can also provide benefits for the dependents of employees who lose their life due to work-related accidents or illnesses.
Each state has specific requirements for businesses owners in regard to workers compensation. California workers compensation laws mandates that employers must either obtain workers comp, self-insurance workers compensation, or be legally exempt for the requirement to provide workers compensation coverage. Even if your company is exempt, that does not mean that you are relieved of potential liabilities should an employee become injured while on the job. Our agents understand that without the appropriate workers comp insurance plan, you can risk setting your company up for financial loss or even criminal charges. You need to understand your rights and those of your employees if they are injured or become ill while working for you.
Even if you purchase a business insurance package, workmans comp must be purchased as a separate policy. Workers comp coverage can provide your company and your employees with the following:
Medical expenses for work-related injuries or illness
- Lost income/wages
- Rehabilitation costs
- Death benefits
- And more…
Workers compensation coverage can save you and your business from costly lawsuits and employee issues. Workers comp insurance protects your business and employees. B.H. Gold Insurance Agency can provide businesses in California and in the 40 additional states we service with a coverage program that will benefit your most prominent needs.