Home » Our California Insurance Blog » Natural Hazards that Could Cause Damage to Your California Home

Natural Hazards that Could Cause Damage to Your California Home

Category: Blog

As a California resident, you should be aware of some of the natural hazards that could cause damage to your home and belongings. It’s important to speak to local authorities about how you can minimize the risk of damage to your home should these events occur. It’s equally important to have appropriate insurance so that you can claim a level of financial compensation in the event of an eligible type of damage.

Storm Damage
Storms happen all the time, and often the damage is minimal or negligible. However, sometimes storms can lead to significant amounts of damage. Areas to watch are roofing and tiles, garden and landscaping, outdoor furniture and structures, windows, and drains. Storms can sometime cause disruption to electricity and power.

Flooding is a common occurrence in some areas, and while many of us might think of flooding as too much water, the fact is that flooding can cause a lot of damage. Flooding can damage flooring, furniture, carpeting, and electrical appliances and wiring. In extreme cases, it could cause structural damage to your house. Flooding can also be very dangerous, especially around electrical items and power lines, as water conducts electricity.


Earthquakes are relatively common in California, which is why many residents take out earthquake insurance to stay covered. Earthquakes can cause minimal to complete structural damage to the home, as well as destruction of furniture, appliances, and fixtures.


Comments are closed.

  • Get A Free Quote Right Now!


Combine Your Policies
Instant Home Quote
Instant Auto Quote